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Department of advertising and marketing of the JSCB “SLAVIA”          
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117292, Moscow

10.02.2009

The JSCB “SLAVIA” has signed an agreement with a Bank of Russia to receive credits from the Bank without any security.

February 10, 2009 Under Regulation #323-P of the Bank of Russia credit agreements without securities can be signed only with banks that follow requirements of the Bank of Russia in regards level of credit capacity, profitability, liquidity, as well as quality of capital, assets and management.